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Caleb Hayes Headshot

Caleb Hayes

Senior Loan Advisor | NMLS #640443
Ph: (813) 444-9610
Direct: (813) 586-3169
Clearwater, FL
Email

Legend Lending Logo
Caleb Hayes Headshot

Caleb Hayes

Senior Loan Advisor | NMLS #640443
Ph: (813) 444-9610
Direct: (813) 586-3169
Clearwater, FL
Email

We will find the right mortgage for you

At Legend Lending we understand that there is no one-size-fits-all when it comes to mortgage financing. We offer a broad selection of home mortgage solutions for residential property financing in Florida.

Apply Online

Begin your home loan process today!

Just follow the simple process and get pre-approved for your new home.

Mortgage Calculator

Begin your home loan process today!

Just follow the simple process and get pre-approved for your new home.

Home Buyer Guide

Avoid falling in love with a home you can’t afford. Get Pre-qualified before you start looking!

What documentation will I need? How do I calculate what I can afford? What impacts my credit score?

Expert Advice

Pre-Qualification
Offer to Purchase Accepted
Loan Processing
Appraisal
Underwriting and Formal Loan Approval
Closing

White Adirondack beach chairs on the white sand on Pass-A-Grill

Save time and money on your next mortgage loan or refinance with Legend Lending. We have a great selection of programs to help lower your rate, shorten your loan term, and get the cash you’re searching for. Contact us today for a free, no obligation consultation.

Fill out our short online application to get pre-approved in minutes

Fixed Rate Loans

Adjustable Rate Loans

Federal Housing Administration

Veterans Affairs

Renovation

Jumbo Loans

Single-family home

Legend Lending will find the right mortgage for you

When it comes to working with a reliable, professional and trustworthy mortgage company, Legend Lending stands out from the crowd. Our commitment to providing superior customer service in addition to offering competitive rates makes us unique in a world where mortgage companies are a dime a dozen. Our clients’ complete satisfaction is our biggest concern, which is why we provide personalized mortgage guidance throughout the entire home loan process, from application to closing.

Legend Lending is able to leverage the company’s volume of business throughout its various channels to secure competitive pricing and vendor relationships ensuring a better value and higher quality experience for our clients.

About Us

As a residential lending specialist with over 20 years of experience in the mortgage industry, Caleb has extensive knowledge in all aspects of home lending.

Our team at Legend Lending is dedicated to providing the best mortgage lending experience for your new or refinanced home.

We know that a home purchase is often the largest investments our clients will make in their lifetimes, and for such an important financial decision we will do everything in our power to make each venture memorable and enjoyable.

We offer a wide array of unique loan products and are experts at matching you up with programs that will fit your individual circumstances.

When it comes to anticipating needs, answering questions, and providing updates on loan status, we are known for our responsiveness, availability and personalized attention.

Thinking of a new house? Give me a call and get PRE-QUALIFIED so you can make that offer on a home with confidence!

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Clearwater Beach FL

Innovative Home Loan Solutions

Learn more about some of the home financing solutions we offer.

Fixed Rate Loans

Fixed rate mortgages are one of the most popular home financing solutions we offer. With a fixed rate mortgage, borrowers will have a set principal and interest payment throughout the life of the loan. A number of products offer fixed rate options including: conventional, FHA, VA, USDA, and jumbo mortgages.

Adjustable Rate Loans

If you’re looking for a short term home loan solution, an adjustable rate mortgage could be the perfect solution. Legend Lending offers a selection of ARM programs with introductory rate periods for 7, 5 and 3 years. These loans are amortized over 30 years and adjust after the introductory rate period ends.

    Federal Housing Administration (FHA)

    An FHA Home Loan may get you into a home with a low down payment. An FHA loan provides a government-insured loan with flexible loan options. One of the biggest hurdles that first-time homebuyers face is saving up for a sizable down payment on a home. Even experienced homeowners may need to plan for a long time for a new home purchase. Fortunately, FHA loans may help some buyers get into the home of their dreams with a lower down payment.

    Veterans Affairs

    Are you a military service member or veteran looking to buy a home? As a benefit of your service, the Department of Veterans Affairs offers unique resources to help those with military experience purchase a home with a low or zero down payment. The VA Loan is a valuable tool that military members and veterans may use to pursue home ownership. VA Loans offer flexible options as either Fixed Rate or Adjustable Rate mortgages.

    Renovation

    Fix up your fixer upper home with a Rehab Loan. If you have found the perfect home but it needs renovation, you can purchase the home and roll the costs of the renovation into your loan.

    Jumbo Mortgages

    Taking out a loan that exceeds today’s conforming loan limits? If so, you may need to consider a jumbo mortgage solution. Legend Lending offers fixed rate and adjustable rate jumbo mortgages for higher loan amounts.

    “We received a lot of guidance from Caleb Hayes not only on the hard process of choosing the right home that will fit our budget but a perfect home for us.

    The mortgage process was smooth and easy. The professionalism of Caleb and all his team was outstanding and fast. It didn’t take much time for us to close, sign and own our FIRST HOME.

    I would not hesitate to recommend them to anyone who may need there services.”

    Cristy & Andrew Belzer

    “This guy really went above and beyond to assist me with getting my first mortgage. Absolutely would recommend. Really good about assisting me to understand the intricacies of the finance world. I felt like I had a trusted friend on the inside of the process.”

    Jeremy Mayer

    Get pre-qualified for your mortgage at Legend Lending today!

    Corporate Headquarters

    Legend Lending
    17047 El Camino Real
    Suite 150
    Houston, TX 77058
    Phone: (281) 218-0435

    Equal Housing Lender Logo
    Caleb Hayes NMLS# 640443
    Legend Lending Corporate NMLS# 229421