Kelli Kammer Legend Lending

Kelli Kammer

Loan Officer | Clear Lake, TX

NMLS #1606172
Phone: (281) 734-1765

Innovative Home Loan Solutions

Learn more about some of the home financing solutions we offer.

Fixed Rate Loans

Fixed rate mortgages are one of the most popular home financing solutions we offer. With a fixed rate mortgage, borrowers will have a set principal and interest payment throughout the life of the loan. A number of products offer fixed rate options including: conventional, FHA, VA, USDA, and jumbo mortgages.

Adjustable Rate Loans

If you’re looking for a short term home loan solution, an adjustable rate mortgage could be the perfect solution. Legend Lending offers a selection of ARM programs with introductory rate periods for 7, 5 and 3 years. These loans are amortized over 30 years and adjust after the introductory rate period ends.

    Low & Zero Money Down Loans

    Hoping to purchase a home with little to no money down? Or want to keep some money in the bank for a rainy day? At Legend Lending, we offer a variety of low and zero money down mortgage programs that could meet your needs including HomeReady, Home Possible, FHA, VA, and USDA rual housing loans.

    Jumbo Mortgages

    Taking out a loan that exceeds today’s conforming loan limits? If so, you may need to consider a jumbo mortgage solution. Legend Lending offers fixed rate and adjustable rate jumbo mortgages for higher loan amounts.

    Programs for Lower Credit Scores

    If you have experienced past credit issues, you may still have the opportunity to qualify for a mortgage. At Legend Lending, we offer FHA financing with less restrictive credit guidelines compared to most conventional programs.

    House Exterior
    Condo Complex

    Types of Properties we finance.

    • We finance most types of 1-4 unit residential properties including stick built homes, condos, townhomes, and modular homes. Certain restrictions may apply.
    • We have programs for primary residencessecond homes, and investment properties.

    What My Clients Have to Say


    Kelli K. was absolutely fantastic. She was nothing less than amazing. She made the loan process easy and simple for me. She was very attentive and detailed as well as patient when it came to explaining things to me that I did not understand initially. I highly recommend Kelli for all of your mortgage needs.


    Kelli is always extremely helpful and professional. She helped us with refinancing our home for an amazing rate and explained all the options and always had our best interest. She is very patient and explained things to help us understand everything. Would definitely recommend!


    Kelli is a class act. She is kind, professional and knowledgeable and helped to guide us through every step of the mortgage process. Her patience and experience made the entire process pleasant and stress free. We would recommend time and time again.


    Kelli: You were so amazing to me and my husband through the whole process of buying our first home. You made the experience much less stressful and answered all of our questions! We appreciate you so much! You’re amazing! Thank you again Kelli!!!


    Kelli is amazing! She made sure to explain our options thoroughly and was always on top of things. As first-time home buyers we had no idea what we we were doing, but Kelli helped us along the way and was always reachable for any question we had. I would recommend her to anyone!


    She communicated well and explained everything in simple terms that made the home buying process so much easier!


    Kelli was amazing! She was always quick to respond and answer any questions. She walked my husband and I through the entire process and was so kind and patient.


    Kelli kept us updated and was always very helpful with answering questions in a timely manner.


    Kelli was very friendly informative, helpful, and ensured that I understood each step of the process, making it an extremely smooth endeavor. I could not have asked for better!


    Kelli answered all of our questions at any time of day or night. She simplified answers for us as first time home buyers and we believe she got us the best deal possible. Give this girl a raise!


    Kelli helped me from start to finish of the home buying process! This was my first time buying a home and she definitely held my hand and did not get frustrated when I asked a million questions. She even met up with us in person and explained all the papers we were signing and breakdown of the closing costs. Absolutely wonderful experience with Kelli during this really big time in our lives!


    Extremely organized and she made the whole process smooth and unstressful. Communication was extremely great which made the home buying process easy!


    Kelli helped me finance my first home. She was extremely helpful throughout the entire process and made it an effortless one. Kelli was always available to answer any and all questions clearly and thoroughly. Even when we had a hiccup due to an error on the listing agent’s end, Kelli worked during her own personal time to amend documents to ensure we closed on our house on time. I could not have asked for a better loan officer!


    Kelli made the whole process of refinancing our home loan effortless. She was always in contact with us and helped us through every step along the way. I highly recommend Kelli!


    This is the second time we have trusted Ms. Kammer with financing our home. Our experience obtaining the original mortgage and now refinancing has been world class. Ms. Kammer is easy to work with and makes document signing clear and effortless. Ms. Kammer is very accessible and quick to answer any correspondence. We felt very fortunate to have Ms. Kammer in our corner and it we felt well taken care of as clients of hers.


    With Your Financing Needs

    Contact me today to discuss your goals and options.