Home Loan programs
PURCHASE. REFINANCE. RENOVATE.
Financing Options for Today’s Savvy Borrower
At Legend Lending we understand that our clients have varying home financing needs, which is why we offer a variety of mortgage products to help home buyers and homeowners find their ideal solution. From low and zero down programs for first time home buyers, to rental property financing for real estate investors, our mortgage professionals can help you explore options and guide you through the process.
Innovative Home Loan Solutions
Learn more about some of the home financing solutions we offer.
Fixed Rate Loans
Fixed rate mortgages are one of the most popular home financing solutions we offer. With a fixed rate mortgage, borrowers will have a set principal and interest payment throughout the life of the loan. A number of products offer fixed rate options including: conventional, FHA, VA, USDA, and jumbo mortgages.
Adjustable Rate Loans
If you’re looking for a short term home loan solution, an adjustable rate mortgage could be the perfect solution. Legend Lending offers a selection of ARM programs with introductory rate periods for 7, 5 and 3 years. These loans are amortized over 30 years and adjust after the introductory rate period ends.
Low & Zero Money Down Loans
Hoping to purchase a home with little to no money down? Or want to keep some money in the bank for a rainy day? At Legend Lending, we offer a variety of low and zero money down mortgage programs that could meet your needs including HomeReady, Home Possible, FHA, VA, and USDA rual housing loans.
Taking out a loan the exceeds today’s conforming loan limits? If so, you may need to consider a jumbo mortgage solution. Legend Lending offers fixed rate and adjustable rate jumbo mortgages for higher loan amounts.
Programs for Lower Credit Scores
If you have experienced past credit issues, you may still have the opportunity to qualify for a mortgage. At Legend Lending, we offer FHA financing with less restrictive credit guidelines compared to most conventional programs.
Types of Properties we finance.
- We finance most types of 1-4 unit residential properties including stick built homes, condos, townhomes, and modular homes. Certain restrictions may apply.
- We have programs for primary residences, second homes, and investment properties.
Everything went quick and smoothly with Jodi on our refi. Very happy with the process and have already gave them a recommendation!