Innovative Home Loan Solutions
Learn more about some of the home financing solutions we offer.
Fixed Rate Loans
Fixed rate mortgages are one of the most popular home financing solutions we offer. With a fixed rate mortgage, borrowers will have a set principal and interest payment throughout the life of the loan. A number of products offer fixed rate options including: conventional, FHA, VA, USDA, and jumbo mortgages.
Adjustable Rate Loans
If you’re looking for a short term home loan solution, an adjustable rate mortgage could be the perfect solution. Legend Lending offers a selection of ARM programs with introductory rate periods for 7, 5 and 3 years. These loans are amortized over 30 years and adjust after the introductory rate period ends.
Low & Zero Money Down Loans
Hoping to purchase a home with little to no money down? Or want to keep some money in the bank for a rainy day? At Legend Lending, we offer a variety of low and zero money down mortgage programs that could meet your needs including HomeReady, Home Possible, FHA, VA, and USDA rual housing loans.
Jumbo Mortgages
Taking out a loan that exceeds today’s conforming loan limits? If so, you may need to consider a jumbo mortgage solution. Legend Lending offers fixed rate and adjustable rate jumbo mortgages for higher loan amounts.
Programs for Lower Credit Scores
If you have experienced past credit issues, you may still have the opportunity to qualify for a mortgage. At Legend Lending, we offer FHA financing with less restrictive credit guidelines compared to most conventional programs.
Types of Properties we finance.
- We finance most types of 1-4 unit residential properties including stick built homes, condos, townhomes, and modular homes. Certain restrictions may apply.
- We have programs for primary residences, second homes, and investment properties.
What My Clients Have to Say
Laura was absolutely amazing! She was always available anytime for questions or concerns. She always provided documents timely. Also, Laura was so knowledgeable about the entire process and was there for us throughout. We appreciate all her help!
Laura was amazing all the way through. It took us over a year to find the just right home and each time we thought we found one, she was on it to provide us what we needed. We switched to her after another lender would take forever to get back to us. My husband is self employed and it’s a little tricky navigating through this process, but not with her. She was professional, quick, and thorough. We will definitely use her again.
Just phenomenal service. Laura answers all your questions. She makes you feel comfortable. She definitely loves to help people. I never once felt like it was business. Laura is a true professional and I would recommend her to any first time home buyer.
Laura Haines has always been amazing with her customer service, along with her great employees. I’ve used Laura for the last 4 years and will continue to use her services. Laura always answers the phone, replies to emails within the hour and did her best to give me the upmost deals with closing on a home. I recommend her to anyone who is looking for nothing but the best service within the industry.
Laura and her team were phenomenal. They communicated extremely well, answered all questions we had along the way, and made the process very simple with direct steps of what was needed and at what time. I highly recommend Laura and her team to all. Thanks, Laura!
Laura was excellent to work with; her knowledge and work ethic is top notch and I highly recommend her for all mortgage needs. Laura stayed with us from beginnng to end explaining the process from start to finish. Excellent job.
My wife and I started as new home buyers to the Houston real estate market as we recently relocated from Canada and Laura’s awesome experience, kindness and communication made a world of difference for us through out the process. We highly recommend Laura Haines!
Laura and her team were exceptional in every way. Every question I had was answered immediately. This was my 2nd home purchase and I learned so much more about buying a home through this team! I am looking forward to purchasing another home soon and will certainly use Laura and her team.
Laura and her team were amazing…I never thought I would ever get my refinance done….they came through and made it happen. I would definitely recommend them and use them again myself if I ever needed to again.
Laura is amazing and a pleasure to work with. She is totally professional and at the top of my list for lenders. She works super hard and long hours. Always answerther phone. Love working with her. Thanks Laura!
I’M HERE TO HELP
With Your Financing Needs
Contact me today to discuss your goals and options