Laura Haines Legend Lending

Laura Haines

Branch Manager | Clear Lake, TX

NMLS #985977
Phone: (832) 205-6510

Innovative Home Loan Solutions

Learn more about some of the home financing solutions we offer.

Fixed Rate Loans

Fixed rate mortgages are one of the most popular home financing solutions we offer. With a fixed rate mortgage, borrowers will have a set principal and interest payment throughout the life of the loan. A number of products offer fixed rate options including: conventional, FHA, VA, USDA, and jumbo mortgages.

Adjustable Rate Loans

If you’re looking for a short term home loan solution, an adjustable rate mortgage could be the perfect solution. Legend Lending offers a selection of ARM programs with introductory rate periods for 7, 5 and 3 years. These loans are amortized over 30 years and adjust after the introductory rate period ends.

    Low & Zero Money Down Loans

    Hoping to purchase a home with little to no money down? Or want to keep some money in the bank for a rainy day? At Legend Lending, we offer a variety of low and zero money down mortgage programs that could meet your needs including HomeReady, Home Possible, FHA, VA, and USDA rual housing loans.

    Jumbo Mortgages

    Taking out a loan that exceeds today’s conforming loan limits? If so, you may need to consider a jumbo mortgage solution. Legend Lending offers fixed rate and adjustable rate jumbo mortgages for higher loan amounts.

    Programs for Lower Credit Scores

    If you have experienced past credit issues, you may still have the opportunity to qualify for a mortgage. At Legend Lending, we offer FHA financing with less restrictive credit guidelines compared to most conventional programs.

    House Exterior
    Condo Complex

    Types of Properties we finance.

    • We finance most types of 1-4 unit residential properties including stick built homes, condos, townhomes, and modular homes. Certain restrictions may apply.
    • We have programs for primary residencessecond homes, and investment properties.

    What My Clients Have to Say


    Laura was absolutely amazing! She was always available anytime for questions or concerns. She always provided documents timely. Also, Laura was so knowledgeable about the entire process and was there for us throughout. We appreciate all her help!


    Laura was amazing all the way through. It took us over a year to find the just right home and each time we thought we found one, she was on it to provide us what we needed. We switched to her after another lender would take forever to get back to us. My husband is self employed and it’s a little tricky navigating through this process, but not with her. She was professional, quick, and thorough. We will definitely use her again.


    Just phenomenal service. Laura answers all your questions. She makes you feel comfortable. She definitely loves to help people. I never once felt like it was business. Laura is a true professional and I would recommend her to any first time home buyer.


    Laura Haines has always been amazing with her customer service, along with her great employees. I’ve used Laura for the last 4 years and will continue to use her services. Laura always answers the phone, replies to emails within the hour and did her best to give me the upmost deals with closing on a home. I recommend her to anyone who is looking for nothing but the best service within the industry.


    Laura and her team were phenomenal. They communicated extremely well, answered all questions we had along the way, and made the process very simple with direct steps of what was needed and at what time. I highly recommend Laura and her team to all. Thanks, Laura!


    Laura was excellent to work with; her knowledge and work ethic is top notch and I highly recommend her for all mortgage needs. Laura stayed with us from beginnng to end explaining the process from start to finish. Excellent job.


    My wife and I started as new home buyers to the Houston real estate market as we recently relocated from Canada and Laura’s awesome experience, kindness and communication made a world of difference for us through out the process. We highly recommend Laura Haines!


    Laura and her team were exceptional in every way. Every question I had was answered immediately. This was my 2nd home purchase and I learned so much more about buying a home through this team! I am looking forward to purchasing another home soon and will certainly use Laura and her team.


    Laura and her team were amazing…I never thought I would ever get my refinance done….they came through and made it happen. I would definitely recommend them and use them again myself if I ever needed to again.


    Laura is amazing and a pleasure to work with. She is totally professional and at the top of my list for lenders. She works super hard and long hours. Always answerther phone. Love working with her. Thanks Laura!

    “I couldn’t have asked for a more pleasant experience! Laura and her team helped me every step along the way without hesitation. I am so grateful for all of the detailed attention I received making it easy for me to close. Thank you so much.”

    “Laura Haines is not only a pleasure to work with, she really is an expert in her field. Communication is top notch, she is great at explaining and so patient and easy to work with. Absolutely amazing!!”

    “Laura and her team were so great to work with! They were very quick and efficient in getting things done. They were also very helpful in answering all of my questions thoroughly. Being a first time buyer I was very nervous about the process, but they really made it as smooth as could be!! Laura even came to my closing and was very helpful with the documents and making sure everything was correct. Thank you so so so much again! Highly recommend!!”

    “My wife and I have purchased multiple homes over the years all around the USA. This was by far the most professional, efficient and customer service oriented experience we have ever had. Laura and her team were able to fund our home loan in LESS THAN 4 WEEKS! The communication from her and her team was top notch and we wholeheartedly recommend this lender to anyone looking for a lender in the Houston area.”

    “Laura & Kelli were ABSOLUTELY AMAZING to work with. The smoothest real estate transaction I’ve ever done. Not to mention how fast they closed my mortgage. They’ve earned a customer for life.”

    “Extremely impressive tireless she makes the home-buying experience easy she’s a wonderful person to work for you and to work with I highly recommend Laura Haines. She’s there for you late in the day she is there for you at any time and she still handles a beautiful family you will not be disappointed with Laura she will fight for you and help you along the way she is a great person to be on your side.”

    “We found Laura through our amazing Realtor Marisa! Laura helped us close on our first home in October 2017 right after Hurricane Harvey with limited resources. She helped us close in less than 3 weeks! That’s from the start of our application until the day we signed! She’s a Super Star! She is very knowledgeable of the ins and outs of the real estate and mortgage business. She has even continued to be helpful even now after we have purchased our home. She is definitely someone you want on your team!”

    “I really appreciated how Laura came through for us!!!! I want to assert that there were more confusions than not about this really pertinent yet stressful long term investment. Laura’s attitude and her prompt responsiveness for my texts and calls really eased my anxieties and allowed me to go further in this new venture ant I will strongly encourage all of the newbies that are hesitating to give her a shot and see where you stand. I am supremely confident that you will find yourself go further in your dreams to getting close to home ownership than you ever thought yourself eligible before.”

    “Laura was recommended to us by our agent and we are VERY satisfied with her extreme willingness to communicate with us. Buying a home is a stressful process yet she consistently responded to our requests for information, clarification & concerns. A most competent Lady & a friend. We will not hesitate to recommend her expertise if asked.”

    “Laura is extremely responsive and dedicated and is willing to answer your questions both day and night. She would respond to my late night emails almost immediately. All loan documents handled with care and with great attention to detail. Electronic signing of most loan documents (this does not include the actual closing) is available so you don’t have to leave your couch. No hassle at all with getting this loan.”

    “Laura Haines is the consummate professional, and always goes out of her way to assist. Her patience is unparalleled in my 40+ years of business experience. The world needs more like Laura – people like here are rare.”

    “Laura did an amazing job helping me through every process of buying my first home. Very caring and thoughtful lady. I would highly recommend to anyone.”

    “I have used Laura’s service three different times and it has always been a very smooth process. Very professional, great customer service and extremely efficient!”

    “Laura and her team were great to work with and she was able to close our loan early so we could begin on renovations! We highly recommend her.”

    “Just finished up closing with Laura and it was just a flawless process from start to finish. She is there for you 24/7 and made this process and easy as can be. Will recommend!”

    “Laura was so helpful and responsive. She answered all my questions in a clear and concise manner. 10/10 recommended her and her team! Thank you, Laura!”

    “Laura and her team were very quick responding to all of my questions. They were also very personable and made the whole process extremely enjoyable and less nerve wracking! I am so grateful she was by our side on the purchase of our new home.”

    “Laura and her team are extremely efficient, diligent and thorough in this relatively exhaustive process. On behalf of my spouse, I can vouch for the speediness, objectivity, effective communication and very helpful consideration associated with services rendered. Will strongly recommend her every time since the response is speedy and concientious.”

    “The experience I had with Laura and Rochelle was beyond my expectations! They went above and beyond for us anytime we needed anything. They are an amazing team and extremely professional. Highly recommend!?

    “Laura is very prompt at answering questions and is very helpful is solving any problems. She makes herself very available and takes care of matters with a professional attitude. Her and her team are amazing.”

    “Laura was on top of things. She guided us through the whole refinance process. This was the most painless process. Would use her again and would highly recommend.”

    “Between Laura Haines and my Realtor Tricia Bosarge buying my home was the easiest purchase I have ever made. Everything went like it should. I will definitely recommend the both to everyone and I will use them again.”


    With Your Financing Needs

    Contact me today to discuss your goals and options