Charlotte, NC Branch

Mid America Mortgage

We’re Here to Help

Mid America Mortgage logo

4037 E Independence Blvd, Suite 100
Charlotte, NC 28205
NMLS #49843

Meet The Team

Michael Bogar

Michael Bogar

Producing Branch Manager

NMLS #49843
Phone: (704) 659-2675
Email
Website

Peggy Chan

Peggy Chan

Loan Officer

NMLS #836501
Phone: (704) 502-6688
Email
Website

William Hughes

William Hughes

Loan Officer

NMLS #173755
Phone: (704) 429-4420
Email
Website

Which Home Loan is Right for You?

3 of the most popular Charlotte home loans we provide here at Mid America Mortgage Charlotte are listed below. We’ve highlighted just a few of the key differentiators between these mortgage types that will help you understand which one may be best suited for your needs. If you’d like to learn more about all the Charlotte home mortgage products we offer, please give us a call!

Conventional

Typically a fixed rate home loan that allows the borrower to eliminate mortgage insurance once they hold >20% equity in their property.

Lower Rates
Flexible Terms
Fixed or Adjustable

FHA

This home loan program allows down payments as low as 3.5% of the purchase price, although you are required to pay mortgage insurance.

Lower Credit Requirements
Smaller Down Payment
Competitive Rates

VA

Reserved for those who serve our country. VA home loans offer 100% financing, low interest rates & don’t require mortgage insurance.

0% Down Payment
No Mortgage Insurance
No Prepayment Penalties

CONTACT US

Mid America Mortgage
powered by Legend Lending Corporation
17047 El Camino Real
Suite 150
Houston, TX 77058

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